Benefit information and advice

More information about your Benefit or Council Tax reduction claim. Find out about local housing allowance, under-occupation, decisions, payments, overpayments, fraud and more.

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Backdating

Information about backdating Housing Benefit/Council Tax Reduction

Can a bank take housing benefit to pay my overdraft?

No, banks are not allowed to use housing benefit or any other benefit to repay an overdraft. You can protect your housing benefit payments by telling your bank it should only be used to pay your rent. This protection is called a 'first right of appropriation of funds order'.

Second adult rebate

Second Adult Rebate can help with your Council Tax bill if you’ve lost the single person discount due to an additional adult living in your household who is not your partner.

Overpayments

An overpayment is any amount of Housing Benefit which has been paid to you but which you are not entitled to. This could have happened because you did not inform the Council of a change in your circumstances.

Capital

Capital is anything that has a monetary value, such as land and property, investments and savings. You need to let us know if you, or your partner, have a change in the amount of savings or capital you have.

Non-dependants

A non-dependant is someone aged 18 years or over who lives with you. It does not include someone living in your home who has a legally enforceable agreement to pay rent to you or your landlord.

Temporary absence

If you are temporarily absent from your home, it may affect your benefit. Find out how you could be affected.

Review form

Complete a Housing Benefit and Council Tax Reduction review form.

Benefits information for landlords

All payments of Local Housing Allowance must be made directly to the tenant. However, in some special cases we can decide to pay the landlord directly instead.

Benefit fraud

Please help to stop the benefit cheats and to make sure that benefits go to those who are genuinely entitled to them.

Benefit cap

Information about the benefit cap, who it affects and what the limits are on the total amount that most working-age people can claim in benefits.

Childcare Costs

If you have to pay for childcare costs, some of your earnings can be disregarded. This can be up to £175 for 1 child and £300 for 2 or more children each week.

Internet access in Ipswich

If you do not have access to the internet there are a number of locations in Ipswich where you can get online.